Instant Auto-Routing
Bypass manual processing and legacy delays. Achieve automated API payouts in under 10 minutes, slashing 6%–10% B2B friction costs to under 1%.
The Web3-Native Payment & Automated Settlement Gateway
Infrastructure built for cross-border e-commerce, SMEs, and Web3 projects. Seamlessly acquire global stablecoins and settle in local fiat instantly via plug-and-play APIs. Say goodbye to expensive SWIFT intermediaries and sluggish capital turnover.
api_request.js
// Create payout via FXPPAY API
const res = await fxppay.payouts.create({
amount: 1000,
currency: "USD",
recipient: "iban://DE89...",
reference: "invoice-2024-001"
});
console.log(res.status); // "completed"
Enterprise-Grade Features
Virtual Local Accounts
Provision dedicated virtual local bank accounts for your business. Seamlessly receive global crypto assets and auto-convert to fiat, 100% eliminating malicious credit card chargeback risks.
Plug-and-Play API & Plugins
Integrate stablecoin acquiring and fiat settlement capabilities rapidly into your e-commerce, SaaS, or freelancer marketplace with minimal technical overhead.
Bank-Grade Compliance
Built-in FATF-standard KYC/KYB and AML modules. All fiat payouts are executed strictly through licensed reserve accounts, ensuring 100% clean and secure enterprise funds.
usdt.xpay
✓
XPAY Blue Check: Build Brand Trust in Web3
For top-tier Web3 projects and protocols, XPAY offers an enterprise-level certification network mirroring "ENS + Blue Check". Register your official domain (e.g., usdt.xpay ✓) and bind your multi-chain smart contracts. Display brand authority in mainstream wallets and DEXs, prevent counterfeit tokens, and build an irreplaceable security moat.
B2B Use Cases
Zero-Chargeback Global Collection & Instant Supplier Payouts. Tap into the massive demand for crypto payments among global consumers, with auto-conversion to your local bank, drastically boosting cross-border capital turnover.
Automated Payroll Routing & Fiat Off-Ramp API. Completely resolve compliance hurdles in project payrolls. Automatically route stablecoin salaries to the local bank accounts of your global team members via API.
Integration Flow
1
Register & KYB
Submit business credentials and quickly complete automated KYB verification to unlock compliant limits.
2
Get API Key & Integrate
Access the developer console, obtain API keys and SDKs, and configure Webhook callbacks.
3
Automate Settlement
Users initiate payments/withdrawals on your frontend; FXPPAY backend auto-completes routing and fiat payouts with real-time status sync.
Ready to upgrade your global payment infrastructure? Integrate the FXPPAY API and unlock the boundless liquidity of the crypto economy.